Riskified review 2026 · enterprise fraud + chargeback guarantee

Riskified sells one thing operators actually want: a full chargeback guarantee. On approved orders it shifts fraud liability to Riskified, so a fraudulent order that slips through is their cost, not yours — and approval rates tend to rise because the model is built to say yes more often. Pricing is usage-based (a percentage of approved orders), custom, and enterprise-only — historically ~$3,000/mo at entry, scaling by annual volume. The honest caveats from the Shopify App Store cut both ways: some operators praise instant chargeback reimbursement, others report denied claims and post-approval declines. It's less effective in some markets, and there's no published pricing or self-serve path. Pick Riskified if you're a mid-market-to-enterprise retailer (especially high-risk verticals like fashion, electronics, luxury, tickets or travel) where a chargeback guarantee is worth the spend. Skip it if you're under ~$3M annual volume or want simple, affordable fraud filters — Signifyd is the comparable guarantee-backed option in our catalog and the more common Shopify fit for stores below the enterprise tier.